Best Way to Save On Auto Insurance

Get the absolute lowest auto insurance is actually very simple. The only thing needed is a very good driving skill. Media warned to cost you more that there is no trick of the make or color, sex, age of car, or whatever

be a very good driver will lower premiums for more than one other way that is designed to save cash. There is more for a better driver than does not even get into an accident. You must obey all traffic laws.

For example, if you make it a habit to drive above the speed limit, in the end you cannot get out caught. If you find lower car insurance costs, speed up the ticket will only hurt you. Parking tickets are usually not a factor. If they are expensive, you may not want to buy it.

Transfer errors to be avoided, as this will count against you. This requires a focus on the road and posted speed limits and certain to indicate your intention.

Be encouraged to take driving courses to improve your driving skills. There are several insurance companies which will further reduce your insurance, once you have taken one, but the discount is much better for young drivers than older drivers. Although, you might want to take just to improve your driving skills.

It is important that you have a good driving history, especially if you are older. Young drivers do not have one yet so the insurance company to make them pay more so they know who is higher risk and who are lower risk. Thus, at around the age of 25 young drivers saw their rates drop if they have a good driver.

Do you still want to drive well after age 25 even to make you the price will fall. In addition, after a number of errors will division time. For example, tiling you 20 years ago will not hurt you as much as one you got last year. However, those without a history of driving large still have an incentive to improve.

Now, for a final summary of the best ways to save money on your car insurance - just remember to use good driving skills. This will tell you that you will not be in areas prone to accidents and will likely stay out of the accident. (Which means the person you are due) and comply with all traffic laws. If you do this a few steps, I promise that you will ultimately reduce the price you pay for auto insurance than if you did not do this. Remember, just because you have to pay for car insurance does not mean you have to pay more for auto insurance.

Find Out How To Save %50 Or More Every Time You Get An Oil Change!

Stop wasting money ! Find out how to save on car maintenance.

A budget is the best tool to help you get your finances under control. It allows you to see what is coming in and what is going out. This in turn allows you to think critically about what things are needful and what can be cut out and even expose obvious things that you could save money on.

With a little bit of effort little by little you can get cut off a large portion of your spending opening those funds up to fill whatever gaps may happen such as with unexpected inflation.

Saving On Gas

Perhaps you have heard of sites that tell you who has the best price for gas in town. As it turns out the difference between the highest gas price and the lowest is around $6. Now if you include driving across town you might spend a buck or two to do that in the process.

Now the most expensive price in town right now for gas as of Feb,2010 is $3.09 and the least expensive is $2.58. Say you have a 14 gallon tank that comes to $43.26 for the most expensive and the least is $36.12 and the difference comes to $7.14. In a year that would add up to $171.36 in savings if you fill up twice a month. It seems at first that you would save a lot more than that but this will become more important as we approach $5 a gallon gas. Now lets look at another car bill you can save money on.

Cheap Oil Changes

If you can find the same deal when you get an oil change the difference can be just as much usually $20 or more in savings per oil change. In my city local chains charge around $40. When searching around it turns out there is a dealership in my city charging just $15 saving me $25. The alternative to this perhaps would DIY option which takes time and effort in disposal and clean up.

In past articles the idea of how much you can save per year was not mentioned.

The figures turn out approximately like this:

Money saved using gas prices is about $171.36 a year.

Money saved using oil change prices $80 a year.

Total: $251.36

Not bad!

Surely you can think of tons of other ways to do the same thing on other bills saving you all kinds of money. Be encouraged to know your money can go a lot farther than you might have thought.

I understand you can also Google grocery game. You may have heard about people who go to the store ring up $200 of groceries and only end up actually paying only a few cents!

If any of you have tried that and had it work please let me know. It is good to always be on the look out for new ways to conserve money.

This article is brought to you by cheap oil changes where you can get prices for an oil change in your area and choose the best price. Often you can save 50% or more. If your area is not found please contact the webmaster and a price map will be generated for you.

That’s all for now happy bargain hunting.

How To Sell Your Car Like A Pro

How to sell your car like a Pro byhttp://www.sellmycarfast.biz

Selling your car privately can be time consuming and painful. However if you are determined enough you will achieve a better price than if you sell to the trade and most importantly learn a skill that will save you thousands over a life time.

So what do you need to do?

Well be realistic first and foremost. Like stock market investing most amateurs have far too much emotional weighting attached to their car. I am sorry to tell you this, but even if you think you don’t, you probably do. No big deal it is a human thing, and if you become aware of this predisposition you can do something about it.

First things first, the most sensitive issue, price. If you over value your car you will simply never sell it. Please trust me on this, ask anyone in the retail motor trade, there is simply too much competition, you are not special and neither is your car, just get over yourself. (Extremely rare cars excepted)

Do research (go to http://www.autotrader.co.uk) chose advance search options and establish the highest and lowest price for a car of your age and mileage;then include

transmission, fuel type, car shape and no.of doors. As you play with different searches you will start to find what the pros already know.

The subtle differences that exist between each make and model, auto and manual, saloon, hatch and estates, petrol and diesel, high and low mileage (and where the punctuated equilibrium occurs in petrol and diesel with age), 3 dr and 5dr, 1300cc, 1600cc and 2000cc and importantly colour. Now narrow your search to 60 miles from your postcode or if you live in the sticks the nearest major town. Search private only and trade only, then private and trade together, know your competition.

Ignore the mis-priced cars (easy said than done) by reading the adverts carefully, if the car looks way to cheap you will probably find the correct price somewhere in the text, or Sold but have this for sale etc..

Finally exclude all cars that are Category C and D write offs, non runners, broken gearboxes, blown head gaskets etc.. as these will skew the figures. You must open the adverts up and read them to do this! There is no big sign and it is usually the very last thing mentioned. Only trade ads must disclose Category C and D write offs by law.

Auto Trader is a huge resource of price information so unless you have a very rare car you should have a good range of values. Unless you have a very small sample (in which case widen the local search back to nationwide) ignore the top and bottom car from your data.

For cars under 5000 pounds for which I specialise the general rule of thumb is this.

Route 1: If you price very close to the bottom range make sure you put in ovno (or very near offer not ono or no offers).You will likely receive dozen of phone calls mostly from traders asking for your ‘best price boss’ and offering even lower than the lowest range you have found in your research. They are trying to find out how low you will go, how desperate you are. They are like vultures/hyenas circling a victim, however if you have researched properly you know pretty much what your car is worth. Make it clear that you will not drop your price on the phone, that if they want to make an offer they first must come to view the car and then and only then will you consider a very near offer and do not be drawn on what this is. This will get rid of 99% of the scavengers. Eventually you will get a call from a private person they will come round and happily pay very near offer and take the risks associated with buying privately.

This way is not for the fainthearted, you will be hounded, every type of mental disintegration will be attempted, you will have doubts, which is why the research and preparation is so important. You will likely sell your car in a frantic and breathless 24-48 hours and will have learnt one of the most important life skills you can.

This route is particularly effective for cars with no or short MOT’s and/or tax or small problems like cracked windscreens, exhaust blows,broken electrics, central locking. The buyer will not be expecting a perfect car for the money offered and will accept these but make sure they are detailed in your advert or the vultures/hyenas will tear your fragile confidence to pieces (before your private buyer saviour arrives) and your potential bank balance will be picked clean as you tearfully admit to the hyenas that you strayed into their territory and deserve to be eaten for your folly.

Route 2:The middle route of pricing your car at the median of your high and low is a waiting game. 95% of the time it will take between a week and four weeks.(approx 30-50 pounds a week with Auto Trader).

If you are one of the 5% left ask yourself this, Do other people find the dogshit brown colour of your car as attractive as you do? Answer no they don’t, did you research the prices for colour? No probably not, because you knew that just like you, everyone else doesn’t mind driving around in a big brown turdmobile.

But seriously, if you are trying to get a median price for your car dodgy colours will not help. Basic models also suffer in this way, no electrics, no alloys, no cd player, no air con, no top price either.

If you get no luck after 4 weeks, check your research (honestly this time it’s costing you money 150 pounds plus so far) and try again. If you get no luck for another 4 weeks it’s Route 1 for you, be brave and don’t let the last 8 weeks play on your mind, you are in a totally different market now and your car will be gone in 48 hours.

The middle route is for cars that have something going for them. However if you are going to make the sale, you and your car will need to be prepared for visits, especially at the weekends and evenings.

Every phone call should be answered as if you were at work and this was a business call. Every reasonable detail of your car should either be in memory or written down in an accessable place. e.g by the home telephone and/or in your pocket at work. If the husband/wife/partner or kids answer the phone they should know the score too. Try and make it is easy as possible for someone who is ‘interested’ to become a potential buyer.

I cannot stress the importance of this approach enough. In the trade we have a saying ‘there is someone for every car’. Indeed on most occasions this is true and if you wait long enough it is just about always the case. However the motor trade will sit on a car for a year waiting for this one person before taking their profit. At 30 to 50 pounds a week advertising in Auto Trader it is not economical for you to do this.

You cannot afford to miss the one person who may be looking to buy your car at your median price, if you do you will probably and usually have an agonising wait for another buyer. Each week passing costing you more money and your mood becoming more desperate and likely to lead you taking a lower offer than you would have even possibly considered at outset.

You may even become a potential victim of the vultures and hyenas as they notice your car has not sold and are now circling waiting for a moment of weakness or madness, picking away at your assertiveness until you finally break and give it away. You end up making less money after costs than if you had gone down route one.

If you want to make the extra cash of median price the following list should be considered.

* Keep you car advertised without fail, get it advertised in as many places as possible for free as well.

* Less than 6 months MOT? Get a new one, too expensive go Route 1

* Physically prepare your car for sale, wash including roof and tyres and wax/polish, replace broken wheel trims, bulbs and hover and clean upholstery and plastics, put in air fresheners, don’t smoke in it or put dogs in it. Check water and oil, replace if necessary, top up windscreen wash.

* Keep your car prepared for sale, do not eat your lunch in it, litter it, smoke in it, put dogs in, if you do clean up afterwards. If you get splashed with dirt/mud wash it again.

* Answer the phone at all hours, you may be making yourself 500 quid and to do so requires effort.

* You will have to hang around for appointments, give directions etc..Try and be cheerful even though you may have said the same thing 20 times already. You want to keep your potential buyer in a positive mood.

* Timewasters - some people will say they are coming, book an appointment and then not turn up. Forget about it, as Thomas Edison would say you have just found ‘one less person who won’t buy your car’. Don’t chase them and waste more of your time, these people are known as ‘timewasters’ in the trade, and they are in fact the ‘time burglars’ from seven habits of highly effective people.

* Tyre kickers - will at least actually turn up and you won’t even suspect they are tyre kickers until the actual kicking starts. They are mostly harmless but they will not buy your car because they know absolutely nothing about cars and will not buy without ‘their mechanic friend’ who they will not have brought along because they are just looking (and kicking) at the moment.

* Dreamers - just when you think you may be closing in on the deal new details will emerge. The dreamer will want the 3 door not the 5 door, they wanted the SRi version not the XSi, they wanted the 16inch alloys not the 15inch and they want a red one not black. Dreamers are hard to take (why are you here looking at completely the wrong car?) but where would the world be without those who dare to dream?

* Just because someone says they have insurance doesn’t mean they have. Ask to see it, if they don’t have any ask them to sign something stating they have insurance or it will be you up for the manslaughter charge when something goes wrong.

* Do not release you car on account of a bankers draft. Even after it has allegedly ‘cleared’ (no such thing in banking) it can still be found fraudulent so do not release your car until you have had it confirmed both the clearing procedure and fraud procedure have run their course. Then pray the bank don’t just change their minds. To be certain you will need it in writing from your bank that the monies in your account are completely safe. Which of course you will not get. It takes a minimum of 10 working days to be safe.

* If you are used to handling money then you will know that counterfeits can be impossible to tell from the real thing even for bank staff, and yes even under the UV lights. If it is impossible for banks with UV scanner to tell the difference then what hope do you have. The answer is none whatsoever. Top end counterfeits are almost perfect only the Bank of England can spot them.

Lower end counterfeits can be spotted by feel of paper, print quality, watermarks, silver dotted line etc... It is unlikely that all of the notes given to you will be counterfeits just some mixed in with the real thing. Always ask for ID (and note the details down) from your buyer when paying cash and check that the ID doesn’t look fake too!

Route 3: Top end price. When doing the research you find that only 6 people in the country have your specific car (e.g auto, 3dr, diesel, 2.0L less than 40,000 miles, etc) you clearly have a rare car.

Remember it could be rare because everyone hated it when it was new and no one bought it (except you) and maybe nothing has changed. However assuming that this is not the case why not chance you arm?

I see it all the time, those who believe that they can sell their car privately for 500 pounds more than the maximum the motor trade can achieve. It’s whats known in the trade as a ‘keeper’, as in you can keep that and indeed they usually do.

There are exceptions and rare criteria cars sold privately can achieve an equivalent price to the motor trade. All the same guidelines as Route 2 apply but you must be even stricter; husband/wife/partner/kids are banned from the telephone for incoming or outgoing calls, each call could be worth 1000 pounds! Every last detail of you car must be committed to memory, every call could be the money maker. Your patter must be perfect. If you have spare holiday from work take it and sit and wait for the phone to ring.

Remember they are buying from you rather than a dealer, they are forgoing all the huge legal comeback they can have with a dealer, the 3 month parts and labour warranty and instead doing business with you. The individuals who do buy privately at price equal or higher than the trade price are a rare breed and usually expert mechanics will accompany them. They are so rare that if you miss your chance another may never come along.

Eventually your teenagers/partner will rebel and start using the phone again and you will be forced to take Route 2. Licking your wounds the futility of 50 per week advertising for the last 10 weeks starts to sting as you realise it will never be recovered.

Buying and Selling Used Auto Parts and Car Parts

Used auto parts offer benefits to both buyers and sellers. If you have a car to dispose of, either because it is old or has been totaled in an accident, selling your car to a salvage yard for used car parts lets you get some money back and helps keep scrap metal and other toxins out of landfills.

As the buyer of used car parts, you benefit by keeping money in your pocket. Car repairs can be a major expense, and often, the auto parts can cost more than the labor to install them. Finding good used auto parts can save you time (getting them shipped from a manufacturer) and money, whether you do the repairs or have a service company handle that for you.

You might be amazed at the variety of used car parts available. Most categories of auto parts can be used safely if they are in good working order. Used auto body parts like lights, door hinges, windows and windshields, and moldings can offer good savings. The engine, suspension and under-chassis mechanical, and electrical wiring, bulbs, switches, and connectors are widely available at a used car part outlet for a fraction of the new retail cost.

Before you place an order for a used car part, there are a few things to keep in mind. After all, even though the right used auto part can save you money, buying the wrong one will only waste your money and your time.

- Know the exact make and model information for your vehicle, including its model year and VIN

- Know the exact part number for the piece you are trying to replace

- Know what the problem was with the old part so you can be sure the new part does not have the same issue

- Ask if the part is in “new” condition or if it has been reconditioned. Often you can find used auto parts from a car that was less than a year old or had very low mileage but was totaled in an accident.

When you find the right used car part and know its price, decide if it is worth the savings. Replacing a side mirror or tail light with a used part makes sense. But any part that wears out over time, such as break rotors or alternators, is only a good deal if it is in close-to-new condition and offered at a good discount off the new retail price.

Buying and selling used auto parts can be a good choice. Use common sense, ask questions, and you can be confident that you are saving time, money, and the environment.

Car Safety- Is It Worth The Cost?

Individuals may argue that we spend to much cash for cars, although I would have to disagree with you. Why? You may ask, because I support spending more for various reasons. Everyday a vast amount of people are dying or getting seriously injured from automobile accidents. In order to make these cars safer, we will have to spend more. If we pay less for a car, this will have a direct result on how the car is built and will cause it to be unsafe, which could have been prevented.

Additionally there are countless accidents daily, a good portion of these come out to be fatal. Now many teenagers, and adults are being killed in reckless accidents. If we can make cars safer, we can get rid of these deaths.

A lot of people ask, how are we able to make cars safer. The answer to that is simple, since technology is advancing there will always be new designs to implement. Although this will result in us paying more cash for cars. Some new technology that we have developed includes new areas to place airbags, and lane control systems. The lane control system is exceptionally interesting because it actually alerts you when you are entering someone else’s lane. This innovation alone could save many lives, which is why I believe paying more cash for cars is a great idea.

After you have taken a glimpse of the argument that I have provided you with, it is truly up to you to make a decision. Whether or not you think it is worth spending more cash for cars.

Top 10 Wheels & Rims - Racing Car Wheels Have Become The New Fashion

Today world is being very fashionable and stylish considering their cars and trucks. Modified vehicle’s fashion is up to mark. Old models car are being modified and being better than new fashioned cars, because of their good engine quality and latest model. Wheels give great and exciting look to a car or truck. If you are having car and you like to get good rims then you should choose good rims according to your car colors. There are many good rims available in the market places which gives good looks to your car.

Top 10 Wheels & Rims

1. Dodge Viper 18" x 10" Alloy Wheel

2. Acura Integra 15" x 6" Alloy Wheel

3. Lincoln Navigator 18" x 7.5" Alloy Wheel

4. Alfa Romeo Milano 15" x 6" Alloy Wheel

5. Nissan/Datsun Titan Pickup 18" x 8" Steel Wheel

6. Porsche Boxster 17" x 8.5" Alloy Wheel

7. Acura TL 17" x 8" Alloy Wheel

8. Mercury Villager Alloy Wheel

9. Chrysler Town & Country Alloy Wheel

10. Jeep Cherokee Alloy Wheel

These are top 10 wheels which gives great look to your car. In this fashionable age, youths mostly like to drive racing cars because it increases their reputation among their friends and other colleagues. For the sake of giving racing car look to their car, youths invest huge money in the car body parts and modified it but they do not care about wheels, which is really essential because it gives complete look to your car.

This is very essential to fix good wheels according to car color. If you are having yellow car then you should be having black wheels, if blue car then silver wheels and etc. these are few good techniques to make your car superior.

Wheels are coming in different types. The style is getting changed according to spokes, alloys and nuts. Spokes and alloys give different design which shows the perfect mechanism of the wheel structure.

There are many places which helps you to get good wheels. I have seen a place named www.wheels.net, which is very popular in the market places considering their good designed wheels, rims, spokes, alloys, nuts and other accessories of wheels. People love to buy wheels and rims from them. They also provide you used wheels and you will be having complete solution of your need via them.

Now modify your car having good wheels in good color patterns. Choose good rims according to your car color. I am sure that you can make your car sports car.

Vehicle Fuel Savers - The Magic System to Convert Water Into Fuel

Can h2o be employed as an alternative fuel for auto? The reply is no, not with the existing automotive know-how. Even so, a element of h2o which is hydrogen fuel (H2) can be utilised collectively with standard gasoline to improve auto mileage. How is this possible? It is by utilizing a straightforward electrolysis gadget connected to your automobile engine program. http://www.dreamroad.us/the-worlds-fastest-four-door-coupe-mercedes-benz-cls-brabus-rocket/.

A machine that can convert h2o into fuel seems a lot more like science fiction than science actuality. The total procedure is quite simple really. Water consist of 1 aspect oxygen and two elements hydrogen. That is why water has a chemical name of H2O. To extract hydrogen gasoline, electrical existing is move via h2o in the electrolysis device. Significant quantity a hydrogen gas or "Brown gas" bubbles will be made when the swap is turned on. By diverting the H2 into the air consumption of the auto engine, it can be applied as an substitute fuel for energy.

Developing a house created electrolysis system is not a hard process. All of the areas can be obtained for a hardware keep. To convert your automobile to operate on water is more like a large college science undertaking. You can relaxation assured since there are no major modification. In reality, the total course of action is absolutely reversible if you choose to clear away it. As an additional benefit, the only by product or service of channeling hydrogen gasoline into the engine is pure h2o which will be discharged from the exhaust pipe. http://www.dreamroad.us/the-worlds-fastest-four-door-coupe-mercedes-benz-cls-brabus-rocket/.

To get started out in the conversion approach, you will require some hand equipment. It will be incredibly valuable is you can get a mechanic buddy to assist you. Following, you will need to have to get a step by step instructional manual guide. Not to be concerned due to the fact you can get these guides quickly from the internet. The last step is to roll up your sleeves, open up the automobile hood and get started out. With the latest large gasoline costs, any gadget that can lower a automobile operating expense will be a blessing.